People who have spent years working in a particular industry before deciding to hang out their own shingle need a few things to succeed: a business plan, plenty of gumption, and enough money to get a new venture off the ground.

That last piece—the startup capital—can be hard to come by. Some entrepreneurs raise seed funding from family and friends, while others seek loans from a bank. But many lenders, even smaller community banks, do not often issue loans of less than $100,000 to small businesses—more than many small upstarts need at first, says Michael Adam. He’s the co-founder and CEO of, a Milwaukee-based company that works with banks to provide business loans. Most of them are worth between $5,000 and $100,000, Adam says, though some have been for larger amounts. Read the full story here.